TAX SAVINGS

Whether you make one-time or regular (IDLC SIP) investment in IDLC Mutual Funds, you can avail tax rebate on the full investment at the end of the fiscal year and thus implicitly amplify the retun of your investment   Find out below how much tax you can save through investment in IDLC Mutual Funds:

SECURING YOUR LIFE GOALS EVEN AT YOUR ABSENCE

An individual’s total wealth is composed of both human capital (HC) and financial capital (FC). HC is the present value of the expected future salary, business profits etc. On the other hand, FC is the sum of all other assets that investor possess e.g. stocks, bonds, home, car etc.

Generally, at the early stage of career, HC is at peak as the person is expected to earn for a longer time in future, while the financial capital is at the lowest point. As career progresses, people build up their FC by saving and investing part of their HC (see figure below)

 

 

 

Flexibility

IDLC SIP gives you the flexibility to withdraw your investment anytime, fully or partially, without any penalty or charge. So, you can always fulfill your emergency financial needs anytime through IDLC SIP.

DEFY MARKET VOLATILITY

Volatility is an inherent characteristics of market. Investors are always in a fix in identifying the right time to invest. Practically, it is extremely difficult to identify the peak and bottom of the market and act accordingly, which requires extensive research and time.

IDLC SIP resolves this dilemma by periodically investing your funds across the market cycles, thus freeing you from the worries of market movements.

POWER OF COMPOUNDING

When you start investing early and for a longer period, you get the benefit of compounding. The illustration below shows how you can accumulate greater wealth by starting investing early even with a small amount.

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