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WHAT IS MUTUAL FUND?

Mutual fund is an investment tool where fund is collected from many investors and invested in a portfolio of securities (e.g. equities, bonds, money market securities etc.) which is managed by investment professionals.

Investment process:

  • Investors buy mutual fund units from Asset Manager (e.g. IDLC Asset Management Limited) in exchange for their invested fund.
  • Expert fund management team manages that fund to generate return in accordance with the investment objective of the fund.
  • This return is distributed among the investors of the fund in the form of dividend.
  • Investors can also enjoy capital gain by selling their mutual fund units back to the asset manager.

MAKE ONE-TIME INVESTMENT OR REGULAR INVESTMENT

INVEST IN YOUR PREFERRED WAY IN IDLC MUTUAL FUND


BENEFITS OF MUTUAL FUND

PROFESSIONAL FUND MANAGEMENT


Making good investment decisions entails a lot of time and hard work including research, analysis, market timing and constant tracking. Generally, people lack the specialized skills and/or time needed for making good investment decisions. By investing in mutual fund, you can get your fund managed by professional fund managers who have that specialized skills and experience.



DIVERSIFIED INVESTMENT


Mutual Funds make diversified investment in different categories of securities e.g. equities, bonds, money market instruments etc. which reduce the risk associated with the total investment portfolio.



TAX SAVINGS


Whether you make one-time or regular (IDLC SIP) investment in IDLC Mutual Funds, you can avail tax rebate on the full investment at the end of the fiscal year and thus implicitly amplify the return on your investment. Find out below how much tax you can save through investment in IDLC Mutual Funds:


Find out below how much tax you can save through investment in IDLC Mutual Funds:




LIQUIDITY

You can liquidate your investment in IDLC mutual funds fully or partially anytime by selling directly the units to IDLC Asset Management Limited at the prevailing NAV of the week. Unlike other long-term savings instrument in the market, there is no additional charge or penalty on early liquidation.



CUSTOMIZED PRODUCT

Some investors prefer low risk investment with low return, while other may prefer high risk investment with high return. Some may opt for only regular income, while others may want long-term capital appreciation. IDLC Asset Management Limited offer different types of IDLC Mutual Funds catering to these different investment needs of investors.

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