With its consistent track record, IDLC Income Fund has the potential to generate a competitive rate of 9%-10%, matching or outperforming traditional DPS rates.
Unlike traditional DPS, IDLC Income Fund predominantly invests in safe assets like Treasury Bills and Bonds, offering better protection to your savings.
With traditional DPS, annual investments of up to BDT 120,000 qualify for a tax rebate, saving you up to BDT 18,000 in taxes. In comparison, investments of up to BDT 5 lac in IDLC Income Fund qualifies for a tax rebate, pushing your tax savings up to BDT 75,000—more than four times higher than the rebate from traditional DPS.
40%-60% of this fund will be invested in Govt. securities or Govt. backed securities. So, this is highly safe and cost-efficient fund yielding stable/regular return.
LATEST NAV
NAV as on September 11, 2025
11.08
*Surrender Amount will be based on the prevailing NAV if the holding period is 360 days or more. There will be an exit load for surrender less than 360 Days and it will be applicable as 2% Exit Load on NAV if Holding period is less than 90 days, 1.5% for 90 days to less than 180 days, 1% for 180 days to less than 360 days
FUND PERFORMANCE
| Since Inception | |
|---|---|
| IDLC Income Fund | 8.29% |
BDT/-
IDLC Income Fund has generated an average annual compounded return of 8.29% (including dividend) since its inception in June 2021. Accordingly, if you had invested BDT 100,000 at inception, it would have been BDT 137,630 as of June 30, 2025.
Dividend Announcement:
On July 18, 2024, the trustee of IDLC INCOME FUND has announced 7.0% cash dividend for the period ended on June 30, 2024.
Dividend History:
| June 2021 - June 2022 | 4.85% (Total) |
| July 2022 - June 2023 | 6.90% (Total) |
| July 2023 - June 2024 | 7.00% (Total) |