Expand your imagination
Home renovations are difficult enough; financing it should not be. Whether you are moving into a new home or looking to give your old home a makeover, IDLC home equity loan can help to make your home picture perfect.


  • Loan Amount: Up to 75% of the value of the building including registration.
  • Loan term: 15-20 years
  • Repayment via EMI
  • Conversion Facility from Fixed to Variable or Vice Versa
  • Early prepayment option in full or part

How can I use this loan?

You can use this loan for home renovation or extension of any residential complex

Am I Eligible?

You are eligible for our Home Equity Loan facility if you are:

  • 25 years and above of age, but not more than 60 years, except professional
  • Earning on a regular basis from a sustainable source of employment or business
  • Your property is located where IDLC has its branches or booths
Apply now > Required Documents >