IDLC DEPOSITS

Save today. For a better tomorrow
Imagine your children’s smiling faces as they graduate. Imagine providing your family the comfort of a prosperous life. Imagine not having to worry about your everyday financial woes. Save your money today, and reap the benefits in the days to come. Choose IDLC, and enjoy a life free of worry, the life that you and your family deserve!

EXPLORE OUR DEPOSIT SCHEMES

FLEXIBLE DEPOSITS

  • Flexibility of tenors
  • Competitive interest rates
  • No requirement of Establishment or Account Opening Fees
  • Quick Loan facility against Deposit
  • Online Account Service and Fund Transfer Facility (BEFTN [Absolutely Free]
  • Dedicated Relationship Manager(s) to provide customized services at your doorstep
  • Auto-renewal facility [with or without interest]

Saving Facilities

Product

Term

New Interest Rate (p.a.)

Regular Term Deposit

3 months

5.50%

4-5 months

5.50%

6 months

5.75%

7-11 months

5.75%

12 months and above

6.00%

100 Days Term Deposit

100 days

5.50%

500 Days Term Deposit

500 days

6.00%

 

Monthly Earner Deposit

1 year

6.00%

2 years

6.00%

3 years and above

6.00%

 

Quarterly Earner Deposit

1 year

6.00%

2 years

6.00%

3 years and above

6.00%

Double Money Deposit

9 years 7 months

7.50%

Triple Money Deposit

15 years 2 months

7.50%

 

Interest First Deposit

3 months

5.25%

6 months

5.25%

9 months

5.25%

12 months

5.25%

 

General Terms and Conditions

  • For individual accounts, Female clients (If account is opened singly) will avail 0.10% higher interest rate on Regular Term Deposits, Regular Earner Products & Interest First Deposit

  • Senior Citizen (Age 59 and above) will avail 0.10% higher interest rate on Regular Term Deposits, Regular Earner Products &  Interest First Deposit

  • Effective Date: October 15, 2020

  • Interest rates are subject to change at any time without notice. Excise Duty and Advance Income Tax are applicable as per government laws.

  • These rates are not applicable for banks & other financial institutes

REGULAR EARNERS PACKAGE

  • Flexibility of tenors
  • Competitive interest rates
  • No requirement of Establishment or Account Opening Fees
  • Quick Loan facility against Deposit
  • Online Account Service and Fund Transfer Facility (BEFTN [Absolutely Free]
  • Dedicated Relationship Manager(s) to provide customized services at your doorstep
  • Auto-renewal facility [with or without interest]

Saving Facilities

Product

Term

New Interest Rate (p.a.)

Regular Term Deposit

3 months

5.50%

4-5 months

5.50%

6 months

5.75%

7-11 months

5.75%

12 months and above

6.00%

100 Days Term Deposit

100 days

5.50%

500 Days Term Deposit

500 days

6.00%

 

Monthly Earner Deposit

1 year

6.00%

2 years

6.00%

3 years and above

6.00%

 

Quarterly Earner Deposit

1 year

6.00%

2 years

6.00%

3 years and above

6.00%

Double Money Deposit

9 years 7 months

7.50%

Triple Money Deposit

15 years 2 months

7.50%

 

Interest First Deposit

3 months

5.25%

6 months

5.25%

9 months

5.25%

12 months

5.25%


 

General Terms and Conditions

  • For individual accounts, Female clients (If account is opened singly) will avail 0.10% higher interest rate on
    Regular Term Deposits & Regular Earner Products

  • Effective Date: October 15, 2020

  • Interest rates are subject to change at any time without notice. Excise Duty and Advance Income Tax are applicable as per government laws. These rates are not applicable for banks & other financial institutes

 

PRIORITY

  • Access to Exclusive Lounges at Priority Centers (at Gulshan and Dhanmondi branches)
  • Priority Recognition for Joint Account holder
  • Quick Loan Facilities against deposit
  • No fees for opening deposit account and No processing fees for availing Loan against Deposit (LAD)
  • Free Fund transfer facilities
  • Periodic acknowledgement of esteemed relationship via various Loyalty & Engagement Programs

Eligibility Criteria

Eligibility Criteria
  • Retail Depositor(s) maintaining BDT 5.00 Million Deposit Portfolio with IDLC single or joint
Exclusive Relationship Channels
  • Customer-centric RMs who provide personalized, need-based solutions
Priority Benefits
  • Access to Exclusive Lounges at Priority Centers —currently available at Gulshan & Dhanmondi Branches
  • Priority Recognition for Joint Account holders
  • Quick Loan Facilities against Deposit
  • No fees for opening Deposit Account and no processing fees for availing Loan against Deposit (LAD)
  • Full adjustment/partial adjustment of LAD at any point in time
  • Free Fund Transfer facilities
  • Periodic acknowledgement of esteemed relationship via various Loyalty & Engagement Programs
Dedicated Service Channels
  • Express Service processing of service requests
  • Priority Centers for meeting all sorts of financial requirements
  • Dedicated Priority Center in-charge for providing personalized consultation & for ensuring priority services
  • Providing services at customer's doorstep through dedicated RM(s)
  • Dedicated Priority Hotline for instant queries & solutions
  • Quick Services through Online Service Portal & Call Center

Priority Solutions

In this era of financial services, some need financial assurance, some need financial assistance & other need financial guidance. IDLC Priority is the promise of providing all these solutions in a trusted & prestigious manner, with the combination of Priority Service, Priority Benefits & Priority Solution.

Eligibility Criteria

Retail Depositor(s) will have to maintain BDT 5.00 Million Deposit Portfolio with IDLC single or joint

IDLC Priority Center Locations

Gulshan Priority Center

Level 04, Bay"s Galleria, 57, Gulshan Avenue, Dhaka-1212

Hotline: +8801713071424

Dhanmondi Priority Center

House No. 39A, Road No. 14A (3rd Floor), Dhanmondi, Dhaka-1209

Hotline: +8801713071425

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