Build your own canvas
Build your dream house the way you want. IDLC Construction Loan stands beside you and gives you the freedom to choose the plan & features that are most important for you in building your own house.


  • Financing up to 85% of the construction costs
  • Loan facility for Group Construction
  • Up to 25 years loan tenure.
  • Expert Technical suggestions from skilled in house Civil Engineers
  • Phase by phase disbursement of loan based on construction progress of the building
  • Full / partial early payment option of the loan amount before the expiry.

How can I use this loan?

You can use this loan to construct new building individually  or in group or for extension of existing building for residential or commercial purpose.

Am I Eligible?

You can apply for this loan right now if -

  • Regular income from a sustainable & valid source of employment or business
  • Age of the main income earner should be within 65 years at the end of proposed loan tenure.
  • Slab casting of Ground Floor has to be completed to apply for the loan
  • Property being constructed should be an eligible & enforceable security.
Apply now > Required Documents >