Re-Build your own canvas
You build your property the way you want by choosing the plan and features that are most important to you. If you have a construction project, either new or existing, that requires financing, IDLC Construction Loan is the solution for you.


  • Loan Amount: Up to 85% of the value of the building including registration.
  • Loan Term: Up to 20 years
  • Repayment via EMI
  • Conversion Facility from Fixed to Variable or Vice Versa
  • Early prepayment option in full or part
  • Technical Advisory services available
  • Mortgage of the property itself or any other equivalent security, as acceptable to IDLC has to be provided as security

How can I use this loan?

You can use this loan for the construction of new residential buildings for the extension of existing residential buildings

Am I Eligible?

You can apply for this loan right now if -

  • Your age is between 25 to 60 years
  • You are working as a Service Holder / Professional / Self-employed / Landlord or Business person
  • Your property is located where IDLC has its branches or booths
Apply now > Required Documents >