Affordable Home Loan

Home for Everyone

No need to wait further to build your own home or own a flat. IDLC Finance Limited brings to you the easiest home loan in the country, IDLC Affordable Home Loan – Home for Everyone. Now you can fulfill the dream of your own home with confidence, even if your income is limited.


  • Specially designed service for middle-income households
  • Repayment through EMI
  • Lower interest rates compared to regular IDLC's Home Loan
  • Customized solutions as per your needs
  • No Hidden Charges

How can I use this loan?

You can use this loan to construct/purchase/renovate apartment, house, semi-paka and paka house for residential purposes.

What is the tenure of this Loan?

You can repay the loan amount through EMI for up to a term of 25 years.

Am I Eligible?

To be Eligible for IDLC Affordable Home Loan, you have abide by the below requirements -

  • 25 years and above of age, but not more than 65 years
  • Earning on a regular basis from a sustainable source of employment or business
  • Have an income level of BDT 20,000 – 60,000 per month
  • Your property is located where IDLC has its branches or booths

How much loan can I take?

You can take a loan amounting up to 80% of the value of your property.

Apply now > Required Documents >