SME Division

Small Business Loan

SME Loan

Small Business is a loan facility designed to finance small scale trading, manufacturing and service ventures, especially to help small and medium entrepreneurs to meet their short-term cash flow shortages and bridge the fund-flow gaps.

Eligibility

  • Entrepreneurs with minimum 2 years experience in the same line of business
  • Business must be a going concern with at least 2 years in operation

Loan Limit:

  • From BDT 3 lac to BDT 75 lac

Key Features

  • Loan without any collateral up to BDT 15 lac
  • For partly cash security loan up to BDT 35 lac
  • Loan for Working Capital Finance and/or Lease finance for business
  • Borrower having loan with other financial institute can also avail Small Business
  • Convenient repayment options of Equated Monthly Instalment and Customized Repayment Schedule
  • Quick, quality door step customer service

ABASHAN Loan

"ABASHAN" is loan facility for small business that will construct or already have permanent structure for commercial rent (popularly known as mess rent) located surrounding the industrial areas and EPZs across the country.

Eligibility

  • Entrepreneurs with minimum 1 year experience in the same line of business
  • Business must be a going concern with at least 1 year in operation
  • Monthly income from rental and other sources must be minimum TK. 50,000

Loan Limit:

  • From BDT 3 lac to BDT 20 lac

Key Features

  • Loan without any collateral up to BDT 15 lac
  • Borrower having loan with other financial institute can also avail Abashan Loan
  • Convenient Equated Monthly Instalment repayment system
  • Quick, quality door step customer service