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Leasing
Lease financing for manufacturing and service equipment to all the major industrial sectors.
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Deposit Scheme
We accept deposits from a diverse clientele of local and foreign corporate bodies, insurance companies, banks and individuals.
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Personal Finance
IDLC provides Home Loan, Home Loan Shield, Car Loan and Personal Loan to meet your personal financing needs.
Merchant Banking
Specialized services for Issue Management, Underwriting, Private Placement, Bridging Finance, Trusteeship Management, etc.
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Structured Finance
We offer Syndication, Advisory Services, Corporate Counseling, Project Counseling, Merger & Acquisition Service and Securitization
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Factoring
We provide Factoring of Accounts Receivable and Work Order Finance services to maximize your business growth.
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Cap Invest
Cap Invest is a non discretionary investment account. Our clients will have absolute discretionary power to make investment decisions.
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SME Division
SME Division is formed in IDLC to cater to the financial needs of the SME sector.
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IDLC SECURITIES LIMITED (IDLCSL)
IDLC SECURITIES LIMITED, is devoted to the capital market of the country and offers full-fledged international standard brokerage service for retail and institutional clients.
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LOCAL ENTERPRISE INVESTMENT CENTRE (LEIC)
Local Enterprise Investment Centre (LEIC), Managed by IDLC with the contribution of the Canadian International Development Agency (CIDA). The LEIC will help Bangladeshi SMEs get improved access to capital, innovation, new technologies and business practices by establishing partnerships with foreign and large local companies.
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We understand your all out efforts to improve the quality of life, but necessities no longer wait for your savings to accumulate. Sometimes it gets harder to meet ever changing needs. IDLC Finance Limited, the large financial institution of the country, can help you to achieve your aspirations with a Personal Loan that is suitable for you. IDLC Personal Loan – financing for all your needs!

Why Personal Loan from IDLC?
IDLC is your first choice because:
  • Faster loan approval
  • Competitive interest rate
  • Lowest possible charges
  • Dedicated and supportive service
  • Early settlement option
Purpose:
Our customized Personal Loan is to support any of your following needs:
  • Purchasing consumer durables
  • Meeting any financial liability
  • Marriage
  • Education
  • Domestic or Foreign Travel
  • Medical treatment for self/family members
  • Any other support that best suits your needs
Types of Loan
Secured Personal Loan- When loan is backed by any of the following:
  • Cash security (deposit with IDLC or line on FDR)
  • Assignment of retirement benefits
  • Assignment of salary
  • Any immovable property (in Dhaka, Gazipur, Savar, Bogra and Chittagong)
Unsecured Personal Loan-
  • When the loan is not backed by any security or guarantee under specific conditions of IDLC.
Eligibility
You are eligible if you are:
  • Executive reputed local / multinational organization.
  • Practicing Physician, Dentist, Chartered Accountant or Architect
  • Employee of government organization.
Loan Amount
Loan amount ranges from Tk. 50,000 to Tk.1,000,000 to best suits your needs.
Loan Tenure
Ranges from minimum 1 year to maximum 5 years.
Repayment
Equal monthly installment (EMI)
Interest Rate & Loan Fees
We offer you a competitive interest rate in the market. We set individual rates on the basis of a customer’s financial status & the amount borrowed. Please contact any of our branch offices for current interest rate & Fees.
Early Prepayment
Early prepayment is allowed with minimum charges.
Documents Required
We believe in simplicity and customer comfort. That’s why our customers have to go through very simple and easy documentation when applying for the loan. Please contact any of our branch offices for further details.
How do you apply?
Just feel free to call or visit any of our branch offices. We will be happy to help you any time. Our officers are waiting to serve you. Just call today!!
Our Offices

Corporate Head Office: Bay’s Galleria, 57, Gulshan Avenue, Dhaka 1212, Phone: 8834990

Dilkusha Branch: Hadi Mansion, 2 Dilkusha, Motijheel, Dhaka 1000, Phone: 9560111

Dhanmondi Branch: SEL Centre, 29 West Panthapath, Dhaka 1205, Phone: 8157632

Gulshan Branch: Taj Marriot Centre, 25 Gulshan Avenue, Dhaka 1212, Phone:9887196

Uttara Branch: Monsur Complex, Plot-59/A, Road-7, Sector-4, Uttara, Dhaka 1230, Phone:8932487

Chittagong Branch: Jahan Building, 76/77, Agrabad C/A, Chittagong 4100 Phone: 71374

Email: mailbox@idlc.com      Website: www.idlc.com
Frequently Asked Questions about Products
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All Rights Reserved
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