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Leasing |
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Lease financing for manufacturing and service equipment to all the major industrial sectors.
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Deposit Scheme |
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We accept deposits from a diverse clientele of local and foreign corporate bodies, insurance companies, banks and individuals.
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Personal Finance |
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IDLC provides Home Loan, Home Loan Shield, Car Loan and Personal Loan to meet your personal financing needs.
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Merchant Banking |
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Specialized services for Issue Management, Underwriting, Private Placement, Bridging Finance, Trusteeship Management, etc.
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Structured Finance |
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We offer Syndication, Advisory Services, Corporate Counseling, Project Counseling, Merger & Acquisition Service and Securitization
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Factoring |
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We provide Factoring of Accounts Receivable and Work Order Finance services to maximize your business growth.
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Cap Invest |
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Cap Invest is a non discretionary investment account. Our clients will have absolute discretionary power to make investment decisions.
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SME Division |
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SME Division is formed in IDLC to cater to the financial needs of the SME sector.
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IDLC SECURITIES LIMITED (IDLCSL) |
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IDLC SECURITIES LIMITED, is devoted to the capital market of the country and offers full-fledged international standard brokerage service for retail and institutional clients.
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LOCAL ENTERPRISE INVESTMENT CENTRE (LEIC) |
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Local Enterprise Investment Centre (LEIC), Managed by IDLC with the contribution of the Canadian International Development Agency (CIDA). The LEIC will help Bangladeshi SMEs get improved access to capital, innovation, new technologies and business practices by establishing partnerships with foreign and large local companies.
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| Leasing |
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| Advantages of Leasing |
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| Financial Flexibility |
| Rather than having your capital tied in one purchase, leasing allows you to utilise that capital elsewhere to general higher profits, it also reduces your cash outflow. |
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| Prompt service |
| As appraisal and documentation processes are simple, prompt and convenient service would ensure quick implementation of the project. |
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| Off balance sheet financing |
| Since IDLC owns the equipment the leased equipment does not appear on your balance sheet, your financial ratios improve. |
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| No need to raise new capital |
| Raising new equity or debt for capital expenditure has many constraints which can be avoided when you opt for leasing. |
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| Avoid budgetary constraints |
| When your budget does not allow you to buy equipment, leasing can make the acquisition possible. Since rental payments are decided in advance, budgeting becomes easier. |
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| Tax benefits |
| Lease rentals are treated as revenue expenditure and are entirely deductible for tax purposes. This provides a greater tax benefit for you in comparison to borrowing. |
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| Frequently Asked Questions about Products |
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