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Leasing |
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Lease financing for manufacturing and service equipment to all the major industrial sectors.
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Deposit Scheme |
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We accept deposits from a diverse clientele of local and foreign corporate bodies, insurance companies, banks and individuals.
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Personal Finance |
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IDLC provides Home Loan, Home Loan Shield, Car Loan and Personal Loan to meet your personal financing needs.
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Merchant Banking |
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Specialized services for Issue Management, Underwriting, Private Placement, Bridging Finance, Trusteeship Management, etc.
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Structured Finance |
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We offer Syndication, Advisory Services, Corporate Counseling, Project Counseling, Merger & Acquisition Service and Securitization
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Factoring |
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We provide Factoring of Accounts Receivable and Work Order Finance services to maximize your business growth.
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Cap Invest |
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Cap Invest is a non discretionary investment account. Our clients will have absolute discretionary power to make investment decisions.
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SME Division |
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SME Division is formed in IDLC to cater to the financial needs of the SME sector.
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IDLC SECURITIES LIMITED (IDLCSL) |
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IDLC SECURITIES LIMITED, is devoted to the capital market of the country and offers full-fledged international standard brokerage service for retail and institutional clients.
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LOCAL ENTERPRISE INVESTMENT CENTRE (LEIC) |
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Local Enterprise Investment Centre (LEIC), Managed by IDLC with the contribution of the Canadian International Development Agency (CIDA). The LEIC will help Bangladeshi SMEs get improved access to capital, innovation, new technologies and business practices by establishing partnerships with foreign and large local companies.
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| Home Loan Shield |
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| Home Loan Shield |
| Home Loan Shield is a specially designed Group Life Insurance Scheme, which protects your family in your unfortunate death. The shield takes over the outstanding principal amount of your home loan with IDLC thus protecting your beloved family from the burden of repayment. |
| Benefits of IDLC Home Loan Shield: |
- Borrower's family is secured from loan burden at the unfortunate death of main earner of the family
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- Lowest possible single premium
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- Hassle free coverage merely on declaration (up to certain age limit)
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- Free of cost medical examination from recognized hospitals (cost will be borne by the borrower only when application is turn down by the insurer)
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- Proportion return of premium for early loan foreclosure
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- Financing of the premium is also available (IDLC will provide, if require)
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- Income Tax relief on premium payment
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| Salient Features Of Home Loan Shield |
- IDLC will be the master policyholder of the Group Life Insurance and you will get a certificate as a member of the scheme.
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- Upfront single insurance premium is fixed based on borrower’s age, loan tenure and outstanding principal amount.
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- The insurance coverage ranges from Taka 200,000/- to Taka 10,000,000/-.
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- Insurance coverage of Tk. 1,000,000/- and Tk. 750,000/- will be granted merely on declaration of your good health when your age is between 20-40 and 41-45 respectively. Except for above, medical examination is required.
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- Borrower gets minimum 50% to maximum 100% of the home loan coverage under the scheme.
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- This coverage will be on a single borrower only. In case of joint loan, the main income earner can become a member of the scheme.
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- The insurance coverage will start from the very first day of loan disbursement.
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- This scheme is open to all IDLC home loan customers between the ages of 20 to 55 years. The maximum age at maturity should not exceed 60 years.
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| Frequently Asked Questions about Products |
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