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Leasing |
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Lease financing for manufacturing and service equipment to all the major industrial sectors.
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Deposit Scheme |
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We accept deposits from a diverse clientele of local and foreign corporate bodies, insurance companies, banks and individuals.
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Personal Finance |
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IDLC provides Home Loan, Home Loan Shield, Car Loan and Personal Loan to meet your personal financing needs.
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Merchant Banking |
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Specialized services for Issue Management, Underwriting, Private Placement, Bridging Finance, Trusteeship Management, etc.
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Structured Finance |
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We offer Syndication, Advisory Services, Corporate Counseling, Project Counseling, Merger & Acquisition Service and Securitization
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Factoring |
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We provide Factoring of Accounts Receivable and Work Order Finance services to maximize your business growth.
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Cap Invest |
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Cap Invest is a non discretionary investment account. Our clients will have absolute discretionary power to make investment decisions.
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SME Division |
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SME Division is formed in IDLC to cater to the financial needs of the SME sector.
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IDLC SECURITIES LIMITED (IDLCSL) |
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IDLC SECURITIES LIMITED, is devoted to the capital market of the country and offers full-fledged international standard brokerage service for retail and institutional clients.
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LOCAL ENTERPRISE INVESTMENT CENTRE (LEIC) |
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Local Enterprise Investment Centre (LEIC), Managed by IDLC with the contribution of the Canadian International Development Agency (CIDA). The LEIC will help Bangladeshi SMEs get improved access to capital, innovation, new technologies and business practices by establishing partnerships with foreign and large local companies.
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| Personal Finance FAQ |
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Select a question from the list to show the answer.
You can also view the answers to all of the questions by
selecting the check box.
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Who can avail loan under individual house loan scheme? |
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Individual servicemen (both government and private), businessmen, corporate houses for their employees and professionals. |
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| Who can avail loan under corporate finance scheme? |
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Corporate bodies, renowned business houses and NGOs. |
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| What would be the maximum loan amount? |
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- For Individuals – Tk.5.00 million or 70% of the price of apartment/office space/ showroom, whichever is lower and Tk.5.00 million or 80% of construction/extension/repair or renovation cost of house or office, whichever is lower.
- For Corporate bodies/ business houses – Loan amount is flexible.
- Developer’s Loan – Loan amount is flexible.
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| How do you determine the loan amount? |
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Based on your applied amount and submitted documents supporting your income, we would assess your repayment capacity. Your repayment capacity would determine the amount of loan you are eligible for. |
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| What is the maximum loan term? |
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- For Individuals - Maximum 15 years term is offered for purchase/construction/renovation/ extension of residential apartment/ house.
- For Individuals – Maximum 12 years term is offered for purchase/construction/renovation/ extension of chamber.
- For Corporate bodies/ business houses – Maximum 7 years for purchase/construction/renovation/extension of commercial space, office space, and display center etc.
- For Developers – Maximum 3 years for construction.
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| Why don’t you list prices for each class? How much does training cost? |
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Installment is determined based on acquisition cost and loan term. Monthly installment is most common, however, quarterly payment can also be considered for corporate and developer’s finance. |
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| How to apply for loan? |
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You are required to fill the prescribed application form of IDLC and submit it with required supporting document to any of our offices at Dhaka or Chittagong. You need to pay application fee while submitting the application. On receipt of your application duly completed, IDLC would make necessary inquiries/ investigation and convey its decision to you. |
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| What would be the security against the loan? |
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Mortgage of the property concerned is usually the security. However, you may also offer other securities acceptable to IDLC. |
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