|
 |
 |
Leasing |
|
Lease financing for manufacturing and service equipment to all the major industrial sectors.
|details|
|
|
|
Deposit Scheme |
|
We accept deposits from a diverse clientele of local and foreign corporate bodies, insurance companies, banks and individuals.
|details|
|
|
|
Personal Finance |
|
IDLC provides Home Loan, Home Loan Shield, Car Loan and Personal Loan to meet your personal financing needs.
|
|
|
Merchant Banking |
|
Specialized services for Issue Management, Underwriting, Private Placement, Bridging Finance, Trusteeship Management, etc.
|details|
|
|
|
Structured Finance |
|
We offer Syndication, Advisory Services, Corporate Counseling, Project Counseling, Merger & Acquisition Service and Securitization
|details|
|
|
|
Factoring |
|
We provide Factoring of Accounts Receivable and Work Order Finance services to maximize your business growth.
|details|
|
|
|
Cap Invest |
|
Cap Invest is a non discretionary investment account. Our clients will have absolute discretionary power to make investment decisions.
|details|
|
|
|
SME Division |
|
SME Division is formed in IDLC to cater to the financial needs of the SME sector.
|details|
|
|
|
IDLC SECURITIES LIMITED (IDLCSL) |
|
IDLC SECURITIES LIMITED, is devoted to the capital market of the country and offers full-fledged international standard brokerage service for retail and institutional clients.
|details|
|
|
|
LOCAL ENTERPRISE INVESTMENT CENTRE (LEIC) |
|
Local Enterprise Investment Centre (LEIC), Managed by IDLC with the contribution of the Canadian International Development Agency (CIDA). The LEIC will help Bangladeshi SMEs get improved access to capital, innovation, new technologies and business practices by establishing partnerships with foreign and large local companies.
|details|
|
|
|
|
|
 |
 |
|
|
| Leasing FAQ |
|
|
|
|
Select a question from the list to show the answer.
You can also view the answers to all of the questions by
selecting the check box.
| Q. |
| What kind of equipment can we get financing for? |
| A. |
|
Anything that belongs to the category of equipment and machinery for any industrial plants, office automation, medical treatment diagnosis, transportation etc comes under the purview of equipment leasing. |
| Q. |
|
Who chooses the Equipment? |
| A. |
|
You have the liberty to decide equipment,
supplier, terms and conditions including price. IDLC will
buy the equipment of your choice. |
| Q. |
| What is the Lease term? |
| A. |
|
Lease term means the
non-cancellable period during which you can use
the leased equipment exclusively. Generally it
ranges from 3 to 5 years. |
| Q. |
| Who bears the cost of opening the L/C or other related charges? |
| A. |
|
The actual purchase price
and other incidental expenses including financial
expenses and all bank charges
shall constitute the acquisition cost and would
be capitalized at the time of execution. |
| Q. |
| How much would be the Lease rental |
| A. |
|
Lease rental is determined
based on acquisition cost and lease term.
Monthly lease rental is most common, however, quarterly
or half yearly payment can also be
considered. |
| Q. |
| What is Contract and execution? |
| A. |
|
Lease contract is based on
the basis of negotiated terms and estimated
acquisition cost. The lease is executed on the basis
of actual acquisition cost on delivery or installation of the
equipment. At the time of execution the actual
payment schedule is fixed and you are required to
start paying the rental. |
| Q. |
| Who pays for the insurance cost? |
| A. |
|
You are required to
arrange the insurance coverage on the leased
equipment for the entire lease
term. |
| Q. |
| Do Microsoft CTECs offer online training solutions? |
| A. |
|
You are required to
maintain the leased equipment in good operating
condition, though insurance shall cover most of
the abnormal risks. |
| Q. |
| What happens at the expiry of lease term? |
| A. |
|
At the expiry of lease term, you may
- Renew the lease on a year to year basis at a predetermined lower rental
- Return the equipment to IDLC.
- Purchase the equipment from IDLC at negotiated price.
|
|
| | |
|
|
|
|
|