FEES AND CHARGES

Sl Particulars Loan  Lease
1 Documentation Fee (Without Mortgage) At Actual  At Actual
2 Documentation Fee (Loan with mortgage) At actual (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp)  At actual (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp) 
3 Processing Fee At Actual At Actual
4 Prepayment Charges   Up to 2%   Up to 2% 
5 Foreclosure Fee  Up to 2%   Up to 2% 
6 Asset transfer fee - lease   N/A  Up to 0.50%
7 Legal expenses  At actual   At actual 
8 Late Payment fees Interest rate + 2% of overdue amount Interest rate + 2% of overdue amount
9 Issuance of Transfer Documents N/A ­First time - Free
­Duplicate issuance - TK. 5,000
10 Payment Guarantee Fee 0.40%(max) on quarterly basis  0.40%(max) on quarterly basis
11 Issuance of any certificate/
statement/letter within contract period
Free Free
12 Issuance of any certificate/statement after settlement of facility ­First time - Free
­Duplicate but within one year after settlement - TK. 3,000
­Duplicate but after one year of settlement - TK. 5,000
­First time - Free
­Duplicate but within one year after settlement - TK. 3,000
­Duplicate but after one year of settlement - TK. 5,000
13 Photocopy of land documents  Tk.1000 Tk.1000
14 Insurance claim settlement on behalf of customer N/A ­During the contract period -TK.1,000
­After settlement of contract -TK. 5,000
15 Redemption of Mortgage Stamp Charge- At Actual Stamp Charge- At Actual
16 Change in agreement due to customer request Stamp Charge- At Actual Stamp Charge- At Actual
17 Land valuation charge  At actual  At actual 
18 Security replace fee Tk.1000 Tk.1000
19 CIB Inquiry charge(inclusive VAT) At Actual At Actual
* Note: Vat @ 15% will be charged wherever applicable  
Effective from January 2019  
Particulars Home Loan Car Loan Personal Loan Loan Against Deposit Deposit
1 Fee for application form N/A TK 200 N/A N/A N/A
2 Stamp Charge  At Actual At Actual At Actual N/A N/A
3 CIB inquiry charge At Actual At Actual At Actual At Actual At Actual
4 Prepayment ( Partial / Full) Charges 2% of Outstanding of loan amount 2% of Outstanding of loan amount 2% of Outstanding of loan amount N/A N/A
5 Late payment Interest  Applied Interest Rate + 2% Applied Interest Rate + 2% Applied Interest Rate + 2% N/A N/A
6 Legal & Valuation Fee          
  a) Mortgage Execution & Collection of certified/ original property documents At Actual At Actual At Actual N/A N/A
7.1 Documentation & Processing Fee ( Pre- disbursement)
  a) Documentation fee  At Actual At Actual At Actual N/A N/A
  b) Processing fee  At Actual At Actual At Actual N/A N/A
  c) Change of quotation of car loan asset after approval N/A BDT 1000 N/A N/A N/A
7.2 Processing Fee (applicable only if required)    
  a) Duplicate issue of Tax Certificate / Loan Account Statement/ Sanction Letter or Customized Letter / NOC / Certificate BDT 500/- BDT 500/- BDT 500/- BDT 500/- BDT 400/-
b) Account Statement (2nd Time onward) /Balance Confirmation Certificate (3rd time onwards) N/A N/A N/A N/A BDT 200/-
c) Issuing Name Transfer Letter for Car Loan for 3rd party (not applicants / PG) N/A BDT 3,000/- N/A N/A N/A
d) Duplicate issue of transfer documents for CL N/A BDT 1,000/- N/A N/A N/A
e) Photocopy of Ownership & Charge documents  including Mortgage & PoA Deed(2nd time onwads) At Actual At Actual At Actual N/A N/A
f) Returning of Documents of file-settled more than three months back/loan is not availed BDT 1,000 BDT 1,000 BDT 1,000 N/A N/A
g) Duplicate Instrument Issue of Deposit N/A N/A N/A N/A BDT 1000/-
h) Copy of documents of file-settled more than three months back BDT 2,000 BDT 2,000 BDT 2,000 N/A N/A
i) Delivering of service against facility closed before Five Years of more BDT 3000 BDT 3000 BDT 3000 N/A N/A
j) Applicant / Co-Applicant / PG Change after Disbursement BDT 3,000/- BDT 3,000/- BDT 3,000/- N/A N/A
k) Home Loan Conversion Fee 1% of the Outstanding N/A N/A N/A N/A
l) Security Release/Change  (except foreclosure) BDT 5,000/- BDT 5,000/- BDT 5,000/- N/A N/A
Note: Vat @ 15% will be charged wherever applicable          
* Effective from January 2019          
               
SL Particulars SME-MEF SME-SEF Supplier Finance
1 Loan Application Fee BDT 200 BDT 200 BDT 200
2 Processing & Documentation fee
Pre-disbursement processing & documentation fee At Actual  At Actual  At Actual 
Credit Control Amendment Fee N/A N/A At Actual 
Issuance of transfer documents  ­First time - Free
­Duplicate issuance - At Actual 
­First time - Free
­Duplicate issuance - At Actual 
­First time - Free
­Duplicate issuance - At Actual 
Photocopy of land documents  At Actual  At Actual  At Actual 
Delivering of service against facility closed before five years or more At Actual  At Actual  At Actual 
Issuance of any certificate/statement/letter within contract period ­First time - Free
­Duplicate Issuance -At Actual 
­First time - Free
­Duplicate Issuance -At Actual 
­First time - Free
­Duplicate Issuance -At Actual 
Issuance of any certificate/statement after settlement of facility ­First time - Free.
­Duplicate but within one year after settlement - At Actual
­Duplicate but after one year of settlement - At Actual 
­First time - Free.
­Duplicate but within one year after settlement - At Actual
­Duplicate but after one year of settlement - At Actual 
­First time - Free.
­Duplicate but within one year after settlement - At Actual
­Duplicate but after one year of settlement - At Actual 
Renewal fee  N/A N/A At Actual + VAT
Late payment Interest Interest rate + 2% of overdue amount Interest rate + 2% of overdue amount Interest rate + 2% of overdue amount
Bill discounting charge  N/A N/A Up to 0.50%
3 Stamp Charge
Stamp Charge (Loan without Mortgage) At actual  At actual  At actual 
Stamp Charge (Loan with Mortgage) At actual  (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp)  At actual  (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp)  At actual  (for Property Vetting, drafting Mortgage & IGPA Deed, Affidavite and Adhesive/Non-Judicial Stamp) 
Redemption of Mortgage Stamp Charge- At Actual Stamp Charge- At Actual Stamp Charge- At Actual
Change in agreement due to customer request Stamp Charge- At Actual Stamp Charge- At Actual Stamp Charge- At Actual
4 Legal and Valuation Fee
Legal Fee At actual  At actual  At actual 
Security replacement fee  At actual  At actual  At actual 
Land valuation charge  At actual  At actual  At actual 
Insurance claim settlement on behalf of customer ­During the contract period -TK.1,000.00
­After settlement of contract - TK.5,000.00
­During the contract period -TK.1,000.00
­After settlement of contract - TK.5,000.00
­During the contract period -TK.1,000.00
­After settlement of contract - TK.5,000.00
5 Early Settlement Fee Up to 2% (N/A for Micro and Cottage as per Bangladesh Bank Definition) Up to 2% (N/A for Micro and Cottage as per Bangladesh Bank Definition) Up to 2% (N/A for Micro and Cottage as per Bangladesh Bank Definition)
6 Insurance premium  At actual  At actual  At actual 
7 CIB inquiry charge(inclusive VAT) At Actual At Actual At Actual
* Note: Vat @ 15% will be charged wherever applicable  
* Effective from January 2019      
         

Fees and Charges* for MAXCAP

  • Documentation Fee: Tk. 500/- (one off)
  • Management Fee: 2.50% p.a. on securities value, charged quarterly
  • Settlement Fee: 0.35% on transaction value
  • Termination Fee (before 1 year): 0.50% on the total amount
  • Pre-matured withdrawal charge (before 1 year): 0.5% on the withdrawal amount
  • Out of Pocket and Third Party Charges (Central Depository, SMS charges etc.): On actual basis

* Subject to change

Fees and Charges for Cap Invest

  • Documentation Fee: Tk. 500/- (one off)
  • Management Fee:
Client's Equity Level Management Fee
Taka 10 Million and above At 1.00% pa, charged quarterly
Below Taka 10 Million At 1.50% pa, charged quarterly
 
  • Interest on Margin:
Client's Equity Level Applicable Interest Rate
Taka 30 Million and above At 16.25% pa, charged quarterly
Below Taka 30 Million At 16.50% pa, charged quarterly
 
  • Settlement Fee: 0.35% on transaction value
  • Out of Pocket and Third Party Charges (Central Depository, SMS charges etc.): On actual basis

* Subject to change

Fees and Charges for Brokerage Services

  • Brokerage Services: Nominal Brokerage fee up to 0.40%
  • CDBL Charges: At actual
  • Research Services: Upon subscription
  • Custodial Services: At actual
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