Welcome to IDLC Finance Limited

(Tk. in Million)
Financial Performance	2004	2005	2006	2007	2008	Growth in 2008 (%)
Lease and term loans executed	2,030	2,564	2,875	2,977	3,412	14.61
Real estate finance disbursement	519	898	1,205	1,255	1,612	28.45
Short term finance portfolio	420	355	326	213	336	57.75
Lease Finance	4,174	4,711	5,001	4,571	4,734	3.57
Real estate finance assets	1,064	1,643	2,441	3,065	3,915	27.73
Total assets	7,219	9,291	11,680	15,056	17,442	15.85
Long term liabilities	4,571	6,989	8,115	11,103	12,115	9.11
Term deposit balance	2,760	4,487	5,610	8,257	8,249	-0.10
Net current assets	365	(238)	(192)	1,401	1,559	11.28

Operational Performance	2004	2005	2006	2007	2008	Growth in 2008 (%)
Operational revenue	859	1,008	1,291	2,023	2,618	29.41
Operational expenses	612	747	1,059	1,655	2,022	22.17
Financial expenses	418	536	816	1,246	1,552	24.56
General and administrative expenses	95	135	170	225	294	30.67
Profit before tax	247	265	236	475	708	49.05
Net profit after tax	134	153	157	303	406	33.99
Average effective tax rate	45.75	42.31	33.41	36.08	42.57	17.99

Financial Ratios	2004	2005	2006	2007	2008	Growth in 2008 (%)
Debt equity ratio	7.60	8.00	9.28	9.54	8.32	-12.79
Financial expenses coverage ratio	1.60	1.50	1.29	1.43	1.56	9.09
Current ratio (Times)	1.1:1	1.6:1	0.96:1	1.2:1	1.2:1	-
Return on total assets (%)	2.11	1.96	1.57	2.37	2.50	5.49
Non performing loan ratio	5.93	5.00	4.74	4.62	4.50	-2.60
Return on shareholders' equity	18.80	19.00	17.45	27.69	28.43	3.04

Share Price (Year End) for the last 3 years	2006	2007	2008
Year end market price per share (Tk)	784	1,519	2,289