SEARCH

Powered by Google

Deposit Scheme

IDLC Deposit Scheme

Product Name Term Rate Deposit/Installment Amount Return (Before Tax) Return (After Tax) Annual Term Deposit Individuals 1 Year 13.50% Below Tk. 2.5 million Calculator Deposit Amount: Term (in year): 1 2 3 4 5 ------- Return:  Before Tax:  After Tax: 2 Years 12.50% Below Tk. 2.5 million 3-5 Years 12.75% Below Tk. 2.5 million 1 Year 13.50% Tk. 2.5 million to Below 1 Crore 2 Years 12.75% Tk. 2.5 million to Below 1 Crore 3-5 Years 12.75% Tk. 2.5 million to Below 1 Crore 1 Year 13.50% Tk. 1 Crore & Above 2 Years 12.75% Tk. 1 Crore & Above 3-5 Years 12.75% Tk. 1 Crore & Above Annual Term Deposit Institute 1 Year 13.50% Below Tk. 2.5 million Calculator Deposit Amount: Term (in year): 1 2 3 4 5 ------- Return:  Before Tax:  After Tax: 2 Years 12.50% Below Tk. 2.5 million 3-5 Years 12.50% Below Tk. 2.5 million 1 Year 13.50% Tk. 2.5 million to Below 1 Crore 2 Years 12.50% Tk. 2.5 million to Below 1 Crore 3-5 Years 12.50% Tk. 2.5 million to Below 1 Crore 1 Year 13.50% Tk. 1 Crore & Above 2 Years 12.50% Tk. 1 Crore & Above 3-5 Years 12.50% Tk. 1 Crore & Above Cumulative Term Deposit Individuals 1 Year 13.50% Below Tk. 2.5 million Calculator Deposit Amount: Term (in year): 1 2 3 4 5 ------- Return:  Before Tax:  After Tax: 2 Years 12.50% Below Tk. 2.5 million 3-5 Years 12.75% Below Tk. 2.5 million 1 Year 13.50% Tk. 2.5 million to Bellow 1 Crore 2 Years 12.75% Tk. 2.5 million to Bellow 1 Crore 3-5 Years 12.75% Tk. 2.5 million to Bellow 1 Crore 1 Year 13.50% Tk. 1 Crore & Above 2 Years 12.75% Tk. 1 Crore & Above 3-5 Years 12.75% Tk. 1 Crore & Above Cumulative Term Deposit Individuals 1 Year 13.50% Below Tk. 2.5 million Calculator Deposit Amount: Term (in year): 1 2 3 4 5 ------- Return:  Before Tax:  After Tax: 2 Years 12.50% Below Tk. 2.5 million 3-5 Years 12.50% Below Tk. 2.5 million 1 Year 13.50% Tk. 2.5 million to Bellow 1 Crore 2 Years 12.50% Tk. 2.5 million to Bellow 1 Crore 3-5 Years 12.50% Tk. 2.5 million to Bellow 1 Crore 1 Year 13.50% Tk. 1 Crore & Above 2 Years 12.50% Tk. 1 Crore & Above 3-5 Years 12.50% Tk. 1 Crore & Above Annual Profit / Cumulative Term Deposit 1 Year 13.00% Below Tk. 1 Crore Calculator Deposit Amount: Term (in year): 1 2 3 4 5 ------- Return:  Before Tax:  After Tax: 2 Years 12.50% Below Tk. 1 Crore 3-5 Years 12.50% Below Tk. 1 Crore 1 Year 13.50% Tk. 1 Crore and above 2 Years 12.50% Tk. 1 Crore and above 3-5 Years 12.50% Tk. 1 Crore and above Monthly Earner Deposit Monthly Return per 100,000 Tk. Calculator Deposit Amount Term (in year) Return: Before Tax: After Tax: 1 Year 12.00% Tk. 1,000/- 2 Years 12.25% Tk. 1,021/- 3 Years & Above 12.50% Tk. 1,042/- Quarterly Earner Deposit Profit Rate Effective Rate 1 Year 12.25% - Tk. 3,094.00/- Tk. 2,784.60/- 2 years 12.50% - Tk. 3,158.00/- Tk. 2842.20/- 3 Years & above 12.75% - Tk. 3,222.00/- Tk. 2,899.8./- Double Money Deposit 5 Years 6 Months - N/A - - Triple Money Deposit 9 years - N/A - - Short Term Institutional Deposit 6 Months Any Amount 13.00% Calculator Deposit Amount Term (in month) 6 9 ------- Return: Before Tax: After Tax: 9 Months * 13.00% * More than 6 months to 9 months Millionaire Scheme Calculator Initial Payment Term (in year) 3 4 5 6 7 10 ------- Return: Installment: Before Tax: After Tax: 3 Years - Tk. 21,950/- Per Month Tk. 1,017,793/- Tk. 1,000,000/- 5 Years - Tk. 11,468/- Per Month Tk. 1,029,179/- Tk. 1,000,000/- 10 Years - Tk. 3,829/- Per Month Tk. 1,054,656/- Tk. 1,000,000/-

Note:

Rate will be effective from October 28, 2008

Profit rates are subject to change at any time without notice

Short term deposit is only applicable for institutions

Advance income tax is applicable on profit as per government law.

These rates are not applicable for banks & other financial institutes.

Features of IDLC Deposit Products

Secured Investment

IDLC is the leading multi-product financial institution of the country

The company is managed by a group of qualified professionals

Funds are prudentially utilized in financing activities

Ensures fast growth of the depositors money

Easy Loan

Depositors can avail loans up to 80% of their deposit amount

Monthly Earner depositors can avail loans up to 70% of the deposit amount

Pay only 2% higher rate than deposit rates

Others

Best customer service

A range of deposit products

Minimum deposit period is one year

Premature encashment facility after 1 year

Depositors can nominate 1 or more individuals as his or her nominee

Basic Terms and Conditions

Deposit account is opened by cheque, pay order or bank draft. Cash deposits are not accepted.

Profits rates are subject to change at any time without notice

The rate of profit prevailing on the day the deposit is placed will be applicable for profit calculation

Each deposit will be given an account number for reference

Renewal of deposit will be at the prevailing rate

Taxes and levies will be deducted from profit earned on deposits as per Government rules and regulations

Deposits are not transferable

Frequently Asked Questions about Products